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Gateway Capabilities

We offer a comprehensive range of payment solutions to modern businesses and their requirements. PAYA Gateway makes your payments intelligent.

How our gateway capabilities help you

Your Hosted Payment solution will enable secure, real-time transaction authorisation for all major cards while minimising PCI DSS obligations. The Over the Phone/Virtual Terminal option provides a quick, secure way to process payments without requiring technical integration.

With PayByLink (PBL), you can easily send payment links to customers, simplifying the payment process and potentially lowering acquiring fees. Our Payment Terminals support ‘Chip and PIN’ and contactless payments, available in countertop, portable, and unattended options with flexible rentals.

Additionally, the Card Alias feature securely stores card details, reducing PCI scope and streamlining repeat transactions.

payment gateway capabilities

Some of the gateway capabilities include:

Gateway capabilities

Hosted PayPage

Securely capture, authorise and settle transactions via the Merchant’s Acquiring Bank in real time. All card schemes (Visa, Mastercard & Amex) processed with a single solution. Purchasing cards can also be accepted.

Read more about our Hosted PayPage capabilities

  • Real-time Authorisation
  • Accept Visa, Mastercard & Amex
  • Real-time Insights
  • Minimise PCI DSS Obligations

Gateway capabilities

Over the Phone/Virtual Terminal

As simple as entering card details into our highly secure online Virtual Terminal for real time transaction authorisation over the telephone. It's quick and easy to deploy without the need for a developer.

Speak to our experienced, UK based team about using our white label payment gateway.

  • Quick & Simple Set-up
  • Accept Visa, Mastercard & Amex
  • Secure storage of Card Details using Card Alias
  • Real-time Authorisation
  • Take payments anywhere with an internet connection
  • Simplify Invoice Payments
  • Level 3 data support
  • No technical integration required
  • Centralised tracking and management of payment links
  • Potential to reduce acquiring fees

PayByLink processes transactions as 'secure eCommerce' payments, which can often lower your transaction acquiring fees compared to MOTO payments taken over the phone.

Speak to our experienced, UK based team about using our white label payment gateway.

Learn more about our White Label Payment Gateway

Hosted Payment solutions that enable secure, real-time transaction authorisation for all major cards while minimising PCI DSS obligations.

Gateway capabilities

Payment Terminals

A variety of payment terminals for any in-person transactions, supporting both ‘Chip and PIN’ and contactless payments. Our accreditation team collaborates closely with Banking Acquirers, Card Schemes and Terminal Manufacturers to conduct EMV Level 3 testing and end-to-end certification. These terminals are compatible with a wide range of devices for mobile, unattended, face-to-face retail and SoftPOS card payment processing.

  • Countertop and portable card machines
  • Flexible short-term rental options
  • All major credit and debit cards, including Visa, Mastercard and Amex
  • Contact us for competitive acquiring rates across all channels
  • Attended and unattended card machines

Gateway capabilities

Card Alias

The Card Alias feature allows you to securely store card details using a unique alias or token, enabling quick and easy reuse across our gateway. All card information is securely stored in our PCI-DSS-accredited environment, ensuring the highest level of data protection.

By using our Card Alias service, you can reduce your PCI compliance requirements, as sensitive card details are kept out of your systems and securely managed in our PCI DSS-certified environment. This approach not only simplifies compliance but also enhances security.

Learn more about our White Label Payment Gateway

The Card Alias feature is perfect for businesses looking to optimise their payment processing, reduce risk and enhance the customer experience by providing an efficient way to manage card transactions.

Speak to our experienced, UK based team about using our white label payment gateway.

  • Safely remove card details from your environment by storing them in our accredited facility.
  • Process payments more quickly, as there's no need to re-enter card details for each transaction.
  • Ideal for customers who need to make frequent or recurring payments.
  • Easily manage all stored card details in one place, streamlining your operations.

Gateway capabilities

Level 3 Data Processing

Whilst Level 3 data processing has a reputation for being difficult to implement, we’ve simplified the process for our clients to help you accept card payments and process transactions through the following:

Get in touch today to streamline your transactions

  • Level 3 Data Processing
  • Batch Payments
  • Integrated / ERP Payments
  • Buyer-Initiated Payments